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Protect Yourself and Your Assets: 5 Steps To Success

Whether you are seeking offline or online quality products, services, or income opportunities (at a reasonable cost), it is imperative to be conscious and take nothing for granted. When one is desperate or urgently in need of something, caution can easily be absent from doing all that is necessary to receive what you desire. However, it is in the time sensitive moments that one should be sharply vigilant about the investment of their financial resources.

There have been numerous features on Dateline, 20/20, and 60 Minutes about various “confidence games,” aka “cons” or “scams” perpetrated by con artists with diverse background profiles (career criminals to referrals by family & friends to prominent business professionals). The most recent, worst example of scandalous fraud happened in 2009 with the hedge fund case of Bernard Madoff. He unconsciously swindled individual investors for an estimated total of $50 billion. For some, they lost their life/retirement savings and the estate planning phoenix are still pursuing a maximized effort to recover as many of the victims’ money as possible.

People from all walks of life have been victims of frauds or scams. Con artists have no respect of persons when it comes to “running their games.” What is crucial in avoiding these pitfalls is exercising common sense and being in tuned with any discrepancies regarding processes & outcomes. So, whether you have or have not been a victim of a fraud or scam, here are (5) steps to keep yourself & your assets safe:

1. Do thorough research. Use Google Search to find & read reviews. Check with respected offline/online business regulatory agencies such as the Better Business Bureau to confirm legitimacy of a business and that they operate by best & ethical practices.

2. Get satisfactory answers to all of your concerns & questions. An educated consumer is the best consumer. If your concerns and/or questions are not sufficiently answered or you don’t receive an answer within a reasonable timeline, you should not spend your time or money with that entity. Any suspicious behavior by an individual or group should immediately cause you to terminate further contact with them.

3. Request & receive a documented guarantee. As is the adage, “always get it in writing.” A documented guarantee protects you if the desired outcome is not realized; and if necessary, you need to take legal action. This is especially important when doing business with family & friends. You would never want a failed deal to negatively affect your most valuable relationships.

4. Conduct the transaction through a secure means. Only give the required, personal financial information through a verified safe portal (i.e. when processed, your info. is encrypted). This helps in avoiding identity theft.

5. Keep the source accountable. Whatever you’re planning to buy/invest in, make sure that you receive all of the promised deliverables and that they’re functional according to the guarantee policy. If you do not receive everything that is expected, you should immediately demand a credit or refund.

As it has fortunately been for me, if you follow these (5) proactive steps whenever needed, you can confidently be assured that you’ll never succumb to the pitfall of any fraudulent schemes or scams.

Tips to Get Some Help When Legal Problems Occur

There can be many reasons why someone may need a little guidance when it comes to legal matters. Debt which has gotten out of hand, or perhaps a DUI arrest, will all have to be faced in the court. If anyone needs some legal advice they should contact a bankruptcy attorney or bankruptcy lawyer likeĀ criminal defense attorney tempe az to get some great advice on what to do next. Any bankruptcy attorney can help of course but it does pay to get someone who has a great reputation up front.

Marriage, or rather divorce, is one of those issues that send people running to the expert when they do not know how to protect their interests. This may follow months or years of physical or mental abuse or even years of infidelity and by the time the problem is presented to the professional it is often a huge battle for control of the assets and children from the couple in question.

Tempers are frayed, emotions very high, and all this on top of trying to deal with children who end up bewildered at the mess their parents are in. Indeed, it is the children who suffer the most in these situations since they still love both the parents no matter what happens.

The expert is there to try to get the best deal for his client of course, but this can take several turns when both are fighting over the kids. Each will usually want custody of the children and some may even try to limit the access of the other parent to some degree. There are rules governing this contentious issue so the expert will be well aware of what can be done, and what cannot be done in this situation.

Of course, it may not just be marriage or divorce that the expert will have a hand in. Trust funds, mortgages or other such contracts all have to be checked for accuracy and will certainly need to be seen by the professional who handles such matters. The layman will not realize that even a turn of phrase or a word out of place may alter the effect of the contract to the detriment of the person. Legal speak is one of those areas where even the brightest of individuals will need to be helped on their way for sure.

Debt too will play a part in most of our lives and when we have trouble paying for what we have consumed, we often lose everything that we tried to build up over the years. However, a good professional can even find the way to hang on to most of the assets while paying off any outstanding amounts.

Indeed, the worst thing that anyone can do whenever they have problems, be it the emotional kind, contractual kind or those who have debts that they cannot service, is to just ignore it and hope that it will go away. Obviously, it does not so the expert must be consulted so that life can get back on an even keel again.